Factors Influencing Awareness on the Uptake of Agricultural Insurance in Bokkos Local Government Area, Plateau State

Abstract

This study investigates the factors influencing the awareness and uptake of agricultural insurance among farmers in the Bokkos Local Government Area of Plateau State, Nigeria. Agriculture, a cornerstone of the Nigerian economy, faces numerous risks, making insurance a crucial tool for risk mitigation and ensuring food security. Despite its importance, the adoption rate of agricultural insurance remains low. This research employs a descriptive survey design, gathering data from 180 sampled farmers using a structured questionnaire. Key areas explored include the impact of access to credit, information sources. The findings reveal that access to credit have significant relationships with insurance awareness and uptake, information sources play a vital role in shaping awareness. The study emphasizes the need for targeted awareness campaigns, improved access to credit, and supportive government policies to enhance agricultural insurance adoption, thereby bolstering farmers' resilience and promoting sustainable agricultural development in the region.