IMPACT OF HEALTH INSURANCE ON HEALTH SERVICES IN JOS NORTH AREA OF PLATEAU STATE

Abstract

Life expectancy has continued to fall and the number of those with hypertension have continue to increase from 8.6% in 1995 to 32.5%in 2020 while the life expectancy continue to drop in Nigeria form 52years to 47years for male and from 63years to 52 years for female. The study investigates the impact of health insurance on health services in Jos North area of Plateau State. Descriptive survey research design was used and a sample size of three hundred and fifty-one (351) respondents completed questionnaire. Collected data were analyzed using SPSS, while the simple regression was employed to test each of the dimensional effect of health insurance on health services. The findings of this study indicated that there is a significant relationship between health insurance and health insurance patients in Jos North Local Government Area of Plateau State. However, the study established a not significant impact of health insurance on hypertension and diabetics patients. The study recommended that Government should added in their health policy hypertension illness and diabetic treatment in their health funding since it has increase health challenges in our society especially among the young people, and concludes that health insurance initiated by government for citizens depends on accessibility of the services by the patients and recommend that government should include health policy on hypertensive patients and diabetic treatment in their health funding since it has increase health challenges in our society especially among the young people.