CUSTOMERS PERCEPTION OF TERMS AND CONDITIONS AND CORPORATE GOVERNANCE IN NIGERIAN BANKS. International Journal of Management Science Research, [S. l.], v. 5, n. 1, p. 245–259, 2019. Disponível em: https://journals.unijos.edu.ng/index.php/ijmsr/article/view/67. Acesso em: 6 mar. 2026.