SYSTEMATIC PENSION PLAN AND ITS PAYOUT PHASE IN FEDERAL UNIVERSITIES IN NIGERIA. JOS JOURNAL OF ECONOMICS, [S. l.], v. 9, n. 1, p. 21–43, 2025. Disponível em: https://journals.unijos.edu.ng/index.php/jje/article/view/757. Acesso em: 6 mar. 2026.