BABAS, L. Y.; NUHU, L. Y.; SANDA, Y. N. Developing a Conceptual Framework for Assessing Community-Based Thrifts for Self-Help Housing Projects in Bauchi State, North East Nigeria. Journal of Environmental Sciences, [S. l.], v. 23, n. 2, p. 47–58, 2025. DOI: 10.5281/zenodo.14889208. Disponível em: https://journals.unijos.edu.ng/index.php/joes/article/view/311. Acesso em: 20 jul. 2025.