BABAS, Laraba Y., Lura Yohanna NUHU, and Yakubu Nehemiah SANDA. 2025. “Developing a Conceptual Framework for Assessing Community-Based Thrifts for Self-Help Housing Projects in Bauchi State, North East Nigeria”. Journal of Environmental Sciences 23 (2):47-58. https://doi.org/10.5281/zenodo.14889208.