BABAS LY, NUHU LY, SANDA YN. Developing a Conceptual Framework for Assessing Community-Based Thrifts for Self-Help Housing Projects in Bauchi State, North East Nigeria. JOES [Internet]. 2025 Feb. 18 [cited 2025 Jul. 20];23(2):47-58. Available from: https://journals.unijos.edu.ng/index.php/joes/article/view/311